April 2, 2024
Digido wins 11 awards, including two ‘Best’ accolades from Global Banking & Finance Review
March 18, 2024
Beat the heat, not your wallet: Wais budget hacks to consider this summer season
But fret not because higher expenses don't have to be your summer story. With some strategic planning, you can embrace the warmth without scorching your budget. Home Credit, one of the country’s leading consumer finance companies, is here to help you navigate the season with these cool summer tips and hacks.
Create a summer budget
Summer is the time to rest and have fun, but don't let it be an excuse to overspend and ditch your budget. Make this season a breeze by creating a comprehensive summer budget tailored to your specific needs.
Categorize your spending for entertainment, travel and utilities. Since summer often brings changes in expenses, prioritize your spending and factor in potential unexpected costs. This way, you'll ensure you have allocated funds for every aspect of your summer plans, allowing you to enjoy the season without financial stress.
Take advantage of the summer discounts
The scorching heat isn't the only thing rising this summer—so are the hottest discounts on appliances and gadgets! Dive into the season as a smart shopper by seeking out the latest summer deals at your favorite stores.
These deals aren't just about saving money, they're about aligning your budget with your summer needs, and having options to better manage your cash flow. By strategically shopping and focusing on your essential purchases, you can enjoy significant cost savings while avoiding the temptation to overspend. Remember, smart shopping doesn't mean buying less, it means buying better.
Utilize energy-efficient appliances
Summer in the Philippines is synonymous with scorching heat, making appliances like powerful fans, refrigerators and air conditioners essential. But choosing the right ones can impact your budget significantly, like appliances powered by inverter technology.
Unlike traditional appliances, inverter models are designed to optimize energy consumption. This translates to a cost-effective and ecofriendly solution for battling the summer heat. These energy-efficient wonders offer the ultimate double win: keeping you cool while keeping your electricity bills down.
Plan summer travels wisely
Rest and relaxation are a must do during summer, but you will only get nothing but stress when these are not planned strategically. If a summer escape is on your mind, do it smarter, not harder. Start by exploring budget-friendly destinations and consider visiting during off-peak times. This not only avoids crowds, but also unlocks hidden gems that won't break the bank.
Another pro tip to follow is to book in advance to not only secure your spot early, but also unlock discounted prices on flight and accommodations. Remember, a little strategic planning goes a long way to ensure you make the most of your summer adventure without burning a hole in your pocket.
Find alternative summer activities on a
budget
If you want to celebrate fun in summer on a budget, don’t worry because it doesn’t have to cost a fortune. This is the perfect time to explore rewarding and relaxing activities that won’t break the bank.
Gather your loved ones for a picnic in a scenic park, enjoying fresh air, delicious homemade food, and quality time together. You can also head to a nearby mall for a cool escape. Relax in a café, grab a meal at a restaurant, or simply browse the shops.
Lastly, if you have a family, create lasting memories at home. Play outdoor games with your kids, have a movie night with refreshing drinks, or simply chill out with the cool air provided by your inverter AC.
Keep your cool during summer with Home
Credit’s hottest deals
Summer fun shouldn't strain your budget! This season, Home Credit offers sizzling deals to help you stretch your summer spending.
If you need a cash boost, you can apply for a quick and easy cash loan* through the My Home Credit App, with approvals taking just one minute. Choose a loan amount from PHP 3,000 to PHP 150,000 to cover your summer expenses.
Additionally, Home Credit will offer 0% interest deals that can help you purchase your new cooling appliances which can help you manage the heat summer season brings. Plus, these amazing appliances and offers will be available on Shoppingmall.ph.
Don't miss Home Credit's exciting deals available from March 15th to May 31st!
To know more about the latest updates from Home Credit
Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the Home
Credit Online Loan App on
Google Play to learn more about the latest promos and see what’s new in Shoppingmall.ph.
Home Credit Philippines is a financing company duly
licensed and supervised by the Securities
and Exchange Commission (SEC)
and the Bangko
Sentral ng Pilipinas (BSP).
*Available to select customers with Home Credit Cash Loan
offer
March 14, 2024
Inverter Na ‘Yan: Home Credit’s Guide to Energy-Efficient Appliances this Summer
March 10, 2024
GCash, SB19 release new summer jingle and music video kicking off more rewarding season with up to P179M worth of prizes
GCash, the Philippines' top finance app, has teamed up with multi-awarded P-Pop boyband SB19 to launch a brand new summer anthem and music video.
The release of the upbeat "Tara, Summer Na" isn't just about making sure everyone's got a new summer anthem, but it's also an invitation to experience the best that the season has to offer in a new way with GCash.
Whether it’s going out on food trips, traveling out of town with friends, or going on a shopping spree for a new wardrobe for the season, GCash is adding an extra layer of excitement to everyone's favorite activities with the launch of the Shake It, Win It promo. With numerous prizes waiting to be won, GCash ensures that every moment this summer is truly worth it and more rewarding.
From March 4 to May 31, users have the chance to join the Shake It, Win It Raffle just by paying a minimum of Php 100 with GCash. Every payment unlocks a world of prizes worth 179M. Starting March 8, users can also enjoy over 50% off in partner deals!
Prizes to look forward to in the Shake It, Win It prize draw include GCash credits, discount vouchers to retail merchants, today’s hottest gadgets, new appliances, and even free flights. In addition, select lucky winners can also win free trips for 2 to top local summer destinations such as Cebu, Siargao and Boracay, while 5 grand prize winners will get the chance to jet off to Japan, China, South Korea or Thailand together with a companion!
To earn raffle entries, users simply need to pay with GCash a minimum of Php 100 through its different features and products on the GCash app. Whether it’s to Buy Load, Pay Bills, or avail any products on the GInsure or GLoan dashboard, transactions will earn users 1 raffle entry to play per day. They can also use the GCash Card locally or abroad and tap to pay, or Scan QR in all their favorite merchants for a chance to get more entries daily.
Here’s how to play the Shake It, Win It Game:
- After
making a transaction worth a minimum of P100 with the eligible GCash
services, click on your top banner in the GCash homepage
- Under
the Shake It, Win It page, click the Shake It, Win It banner
- Users
with a raffle entry will then be allowed to play by shaking or tapping
their device
- Users will then see their prizes immediately!
Tara, Summer Na. I-GCash mo! Download the GCash app
today.
March 6, 2024
Tips To Shop and Pay Wiser, Better This Year from Heart Evangelista and GCash
As an avid online shopper who values a variety of options and seeks out the best deals, especially with her busy schedule, Heart maximizes her experience by gaining access to deals and discounts when she pays with GCash.When users Pay Online with GCash, they can get access to special discounts and exclusive vouchers, all while ensuring security in their transactions, making it the ideal choice for discerning shoppers.She shares, “I love buying things for my family, and of course that includes the treats and clothes of my furbabies, and many of the things I buy are readily available online so that helps me buy without any hassle. When I pay online with GCash, it’s simple, and it’s secure, so iwas sa online scams.”
Heart prioritizes convenience when it comes to payments, which is why she appreciates the simplicity of scanning QR codes through the GCash app at millions of merchants nationwide."Whether I'm dining out, grocery shopping, or indulging in retail therapy, it’s just so convenient to Scan-To-Pay with GCash, especially as I try to avoid bringing cash as much as possible," Heart explains.
Heart also enjoys shopping with GCash Express Send via Send Money, especially when shopping with Senator Chiz Escudero. As seen in her latest GCash film, they send each other “love” with shopping money, which adds an extra layer of enjoyment to their shopping experience.“Whether it’s picking out items for each other or jointly deciding on purchases, I really enjoy a shared shopping experience,” Heart adds.Through GCash Express Send, users can effortlessly send and receive money to other GCash users for free. Whether it's during the holiday season, on special occasions, or simply to express affection, Express Send via Send Money may be utilized to send “love” the way Heart does.
With GCash, users can unlock a world of opportunities for smart spending and exclusive offers, whether shopping in-store or online. Exciting deals await during the upcoming 3.3 sale, with GCash and its brand partners offering exclusive discounts and promos, including:● LazadaFrom March 1, users can collect exclusive GCash vouchers at the Voucher Center and enjoy P50 off with a minimum spend of Php 1,000.● LenovoUsers can get access to deals up to 38% off on all gadgets when they pay with GCash online and shop via Lenovo’s official website.● SheinNew users can enjoy 20% off with a minimum spend of Php 799 by using the code 2024GC20 upon check out. Another 18% off is available for users who checkout a minimum spend of Php 1,299 when they use the code 2024GC18.
February 22, 2024
Home Credit Philippines signs additional 7B Loan Credit Facility with BPI
CICC, GCash sign agreement to ramp up fight against fraud
February 20, 2024
"With you through thick and thin" , A captivating story of love with Home Credit
Finding the ideal gift amidst the whirlwind of wedding preparations is no easy feat, yet it's one task that’s filled with heartfelt intentions. For Diana Marie Mendoza-Zabala, a devoted high school Science teacher, this quest took on a new significance just three days before saying “I do.” to Joemar Zabala, a secondary Social Studies educator.
The perfect partner
para sa love
Wedding preparations are usually hectic, and Diana and Joemar weren’t exempted from this experience when they started getting ready for their big day. Their schedules and calendars were so full that Diana almost forgot to buy a special gift for Joemar, a present that was intended to be a part of their vows.
Three days before their special day, Diana revisited the mall where they first crossed paths with a clear idea of what she wanted to give him—a watch that would perfectly symbolize their enduring, timeless love. She scoured the mall and found a variety of options, some more affordable than others, but a particular timepiece caught her attention.
“Noong bumili ako ng gift para sa wedding namin, sa SM Store sa Lucena City ako pumunta. Yung gift na gusto kong ibigay ko sa kanya is relo, pero that time, kapos na kami sa budget. Iniisip ko talaga paano ko ma-a-avail yung relo kung wala naman akong hawak na pera para mabarayan siya ng full payment. Buti na lang tinawag ng sales lady yung sales associate ng Home Credit at nasabihan niya ako na ‘Sakto, Ma’am, naka-promo kami ngayon, 0% interest.
Bago ko ibigay yung regalo kay Joemar, gumawa ako ng letter para sa kanya; pero sa dulo ng message, sinabi ko na bayad na ang downpayment ng relo, siya na nga lang ang bahala sa installment na three months, pero 0% interest naman,” Diana happily recalled.
(I purchased my wedding gift for Joemar in SM Store Lucena. I really wanted to give him a wristwatch as a gift, but at that time, I didn’t have enough money for it. I was thinking of possible ways to get it, even though I didn’t have enough cash on hand, when the sales lady assisting me called for Home Credit’s sales associate. The associate then went on to tell me that, as luck would have it, Home Credit had a 0% interest promo at that time.
Before I gave my gift to Joemar, I wrote him a letter, indicating in the last part that I had already paid for the wristwatch’s downpayment, he just needed to pay for the remaining three-month installment fees, but with no interest).
The lifelong
companion in every chapter
And then, it was D-day. As Diana presented Joemar with her gift availed through Home Credit, videographer Bryant Nanez captured the heartfelt moment, where Diana even presented Joemar with the Home Credit care card as part of her present, in a sensational same-day-edit video. The sincerity and distinctiveness of the gesture caused the video, which was posted online, to go viral and quickly garner over 41.5K views. The unexpected attention from the public was a delightful surprise for the couple, who were overjoyed to see their wedding inspiring viewers.
“At Home Credit, we understand the importance of celebrating life's special moments, especially when it comes to love. As a trusted lifestyle partner, our commitment lies in delivering convenient and fast access to credit, empowering Filipinos to lead the lives they deserve. We are overjoyed to be a part of not just Diana and Joemar's beautiful love story, but also of the multitude of life stories that we touch through our services,” Sheila Paul, Chief Marketing Officer of Home Credit Philippines, expressed.
Joemar conveyed his heartfelt appreciation to Home Credit for consistently serving as a reliable partner throughout the various chapters of his life.
“Kung tao si Home Credit, lubos kaming magpapasalamat sa kanya dahil noong walang-wala ako, naging malaking tulong ito para sakin. Ngayon na nagsisimula na kami bilang mag-asawa, gusto naming makapagpundar ng mga gamit, at naisip namin na why not i-try namin gamit ang Home Credit.
Pero hihintayin muna namin na matapos ang existing loan namin dahil ang pagkuha ng loan ay isang proseso na kailangang pagplanuhan kung kailan dapat kunin. Ito ay isang responsibilidad at ang mga nagagamit natin na galing sa hiram ay kailangan nating bayaran dahil napakinabangan na natin ang mga ito, at dahil naging mabait ang mga nagpahiram nito at napakabilis lang din naman ang proseso,” Joemar remarked.
(If Home Credit were a person, we would thank them profusely because they were there for us when we had close to none. Now that we are starting our married life, we would like to build a home and try to use Home Credit for it.
However, we would wait first to finish our existing Home Credit loan, since acquiring loans is a process that needs thorough thinking and planning. Getting loans is a responsibility, and the things that we get to use and enjoy because of it need the right repayments since the creditor was generous enough to let us borrow, and the process of borrowing was also fast and convenient.)
With this touching wedding tale, how did Joemar discover the love of his life, Diana? To unveil the enchanting story that binds them, let's rewind to the very beginning.
Diana and Joemar's charming love story unfolded when fate intervened one day. According to Joemar, the magic began with a love-at-first-sight encounter. Sometime in 2017, while browsing through social media, he stumbled upon Diana's profile, tagged in a wedding photo shared by mutual friends.
“Social media talaga ang naging way para magkakilala kami nitong aking asawa. [Noong nakita ko siya], sabi ko, why not i-chat ko siya? Noong first time ko siyang na-meet, parang na-love at first sight ako. Na-realize ko agad na magiging asawa ko siya,” Joemar fondly reminisced.
(Social media paved the way for our paths to cross. When I first saw her profile, all I could think of was sending her a chat message. The first time I met her, it felt like love at first sight, and I already knew back then that she would be my future wife.)
Following their initial meeting, their love blossomed, leading them to officially become a couple. During the first two years of their relationship, they chose to keep things lowkey, recognizing Diana's parents' protective nature. They discreetly went on dates, always respecting her parents' wishes, and adhering to her 7 PM curfew, despite both being of legal age.
As a couple, Joemar and Diana share a simple yet meaningful connection, marked by common hobbies, interests, and values. They enjoy exploring different restaurants, savoring new experiences one venue at a time—and being practical about it. This love language formed the foundation of their relationship.
Seven years down the road, Joemar and Diana embraced the next chapter of their love story, deciding to exchange vows and tie the knot in 2023. After their union, Joemar and Diana were abundantly blessed. They acquired a new home and a car, and the blessings continued with the anticipation of a baby on the way.
Learn more about Joemar and Diana’s love story here.
To
know more about the latest updates from Home Credit Philippines, visit its
official website, www.homecredit.ph.
You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are
also encouraged to download the My Home Credit App on
Google Play to learn more about the latest promos and see what’s new in Shopping Mall Philippines.
Home
Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC)
and the Bangko Sentral ng Pilipinas (BSP).
February 10, 2024
Pluxee is here, your new Global partner in employee benefits and engagement
"Being one of the leading global partners in employee benefits and engagement, we’re dedicated to unlocking opportunities to enhance people’s lives at work and beyond,” says Mert Cetin, CEO of Pluxee Philippines.“We cover areas such as food, recreational activities, gifts, wellness, mobility, and more. We harness the power of digital to help our Clients give meaningful, sustainable rewards that foster a motivated and satisfied workforce. We make it easy for Consumers to use their rewards and maximize their choice with the continued expansion of our merchant network. We support our Merchants by accelerating traffic and reach so they can thrive in a competitive market,” he adds.
“A Pluxee Gift is more than just a reward or benefit. It’s a personal, immersive experience from making the most of what you have and enjoying what really matters to you. The campaign is an ode to the vibrant and optimistic spirit of Filipinos who never run out of ways to create and spread happiness,” says Sharon K. Velasco, Marketing Director of Pluxee Philippines.